Experience

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Your financial health, explained

See your complete financial health — and what to do next.

Bring income, spending, assets, debts, investments, insurance and goals into one clear view. FHIP explains what is strong, what needs attention and how different choices may shape your financial future.

● A useful Free plan is available. Upgrade when you want deeper planning, scenarios and reporting.

FHIP — Your financial health todayUpdated just now
72/100
Stable

Your position is stable, with strong savings but limited emergency liquidity.

Cash flow
$1,240
Healthy
Net worth
$486k
Up 4.2%
Emergency fund
2.8 mo
Review
Priority action
Build your emergency buffer to four months.
Estimated impact: +8 score points

Example household — illustrative preview, not your personal data.

Start simply

Begin with the information you have and add detail over time.

See the source

Important results show dates, assumptions and data-confidence status.

Stay in control

Review, correct and remove information from your household profile.

Clear pricing

See what is included in Free and Premium before you choose.

The FHIP framework

Your financial health is more than one number.

“Every important result is paired with plain-English meaning, a status, a trend — and the next useful question.”

Cash flow
Is money coming in faster than it is going out?
Income‑to‑expense waterfall
Net worth
Is the household balance sheet strengthening?
Assets, liabilities & trend
Emergency readiness
How long could accessible money cover essential expenses?
Months‑of‑runway target bar
Debt
Is repayment pressure manageable?
Debt‑service status & payoff path
Protection
Are important household risks sufficiently covered?
Insurance & resilience component
Goals
Are contributions and timing aligned with priorities?
Goal path & monthly gap
Data confidence
How reliable and current is this result?
Verified / estimated / stale labels

Beyond the dashboard

From financial numbers to clearer next actions.

Every FHIP result is paired with a short, ranked list of priorities — each with evidence, estimated impact and effort.

Now

Build accessible savings toward four months of essential expenses.

Evidence shown: current months, target range, monthly gap and data confidence.

Premium expands this — compare contribution amounts and projected completion dates.

Next

Review debt with the highest repayment pressure.

Evidence shown: balance, rate, repayment and cash‑flow effect.

Premium expands this — model alternative repayment and investment scenarios.

Monitor

Check investment and currency concentration.

Evidence shown: largest exposures and change over time.

Premium expands this — cross‑border, scenario and recommendation impact.

Premium · Forecasting

See where you may be heading — and what could change the path.

Explore a baseline, compare an alternative, and understand the assumptions behind the result. Forecasts are estimates, not guarantees.

Projected net worth, baseline vs alternativeBaseline path grows steadily; the alternative path grows faster as monthly contribution increases.TodayIn 10 yrs
Baseline (current plan)
Alternative (adjusted contribution)

Projected using your recorded balances, an assumed annual return and the contribution set by the slider. View assumptions

Extra monthly contribution $0

At today’s contribution, the alternative path matches the baseline. Move the slider to see how extra saving may shift your 10‑year position.

Explore Premium forecasting

One connected platform

From today’s cash flow to tomorrow’s goals.

Every module feeds the same household picture — nothing is calculated twice, and nothing is siloed.

Understand today

  • Income, expenses, assets, liabilities
  • Investments & insurance records
  • Net worth & data quality

Plan and improve

  • Goals & Financial Health Score
  • Financial DNA & Resilience
  • Twin / Benchmark & Forecasting

Review and share

  • Free & Premium reports
  • History & variance tracking
  • Exports & household review

Across borders

  • Original & reporting currency
  • Country & FX effect
  • Cross‑border exposure

Three steps

How it works.

1

Build your picture

Add essential household information first. Expand into investments, insurance, goals and cross‑border detail when relevant.

2

Understand the result

Review the score, component explanations, strengths, attention areas and data‑confidence status.

3

Plan and review

Explore actions and scenarios, then return over time to compare progress with your previous position and plan.

Free and Premium

Start with clarity. Upgrade when you want deeper planning.

Free

Understand where you stand.

$0

No payment required.

  • Financial health snapshot
  • Core income, expense, asset & debt views
  • Basic goals & priority actions
  • Standard monthly report
Start free
Recommended

Premium

Plan, compare and improve.

Select or confirm your billing country before payment options are shown.

Global provides jurisdiction-neutral financial-health functionality.

  • Full score & component explanations
  • Forecasts & scenario comparison
  • AI‑supported explanations
  • Premium report, history & variance
  • Cross‑border & currency insight
Explore Premium

Pricing shown is marketing information for your selected country and is not a live checkout price — online payment is not yet available. Start free today; billing eligibility is always confirmed separately before any charge.

Security & trust

Your data, explained and controlled.

Data control

You can review, update and remove information in your account at any time.

Connection status

Connected data shows its source and last‑refresh status — never presented as more current than it is.

Authentication

Accounts use secure, modern authentication controls.

Privacy

Your financial information is used to provide your experience — not to build an advertising profile.

AI transparency

FHIP tells you when content is AI‑generated and when a figure is a deterministic calculation.

Questions

Frequently asked.

Is FHIP a financial adviser?
No. FHIP is a financial intelligence and planning tool. It provides financial‑health information, explanations and deterministic projections — not personalised financial, tax or legal advice.
What happens to my financial data?
Your data is used to build your household picture and calculate your results. It is not sold, and it is not used to build an advertising profile. You can review, correct or remove it at any time.
Are the forecasts guaranteed?
No. Forecasts are estimates based on the information you provide and the assumptions shown alongside each result. They are clearly labelled as projections, not promises.
Can I cancel Premium at any time?
Yes. You can manage or cancel your plan from your account at any time — your Free plan remains available afterwards.
What does "Global" mean?
Global provides jurisdiction-neutral financial-health functionality — the same core tracking available everywhere, without implying Australia- or India-specific tax, retirement or regulatory certification. Global is never automatically assigned Australian or Indian billing, and payment options are shown only once you select or confirm a billing country.

Get started

Your financial situation is already connected.
See it more clearly.

Start with a free financial health view and add deeper planning only when it becomes useful.